Zakat Calculator
Work out your zakat in a minute: enter what you own and owe, choose the gold or silver nisab, and see the 2.5% due. Nothing you enter leaves your device.
This calculator runs only in your browser; nothing you enter is sent or stored. It covers common cases. For complex situations (businesses, pensions, property, jointly owned wealth), please ask a qualified scholar.
How zakat is calculated
- Add up your zakatable wealth: cash and savings, gold and silver, shares and investments, business stock, and money owed to you.
- Subtract debts due now.
- Compare with the nisab, the minimum amount on which zakat is due.
- If you are above the nisab and have held this wealth for one lunar year (hawl), pay 2.5%, one-fortieth.
What is the nisab?
The Prophet ﷺ said that zakat on silver is due at two hundred dirhams and on gold at twenty dinars, once a year has passed, at one-fortieth (Sunan Abi Dawud 1573, graded sahih by al-Albani; see also Sahih al-Bukhari 1447). Today these are commonly taken as about 85 grams of gold and 595 grams of silver; some scholars use slightly different weights (such as 87.48 g and 612.36 g).
Because silver is much cheaper than gold, the silver nisab is far lower. Many scholars and charities recommend the silver nisab for cash savings, as more people pay and the poor benefit more; others use gold. This calculator lets you choose.
Why 2.5%?
The Prophet’s ﷺ written instructions on zakat set silver at “one-fourth of one-tenth” (Sahih al-Bukhari 1454), which is 2.5%, the same one-fortieth as five dirhams on two hundred.
Who receives zakat?
The Quran names eight groups: the poor, the needy, those who collect zakat, those whose hearts are to be reconciled, freeing captives, those in debt, in the cause of Allah, and the stranded traveller (Quran 9:60).
Many Muslims pay zakat in Ramadan for the extra reward of the month; what matters is that a full lunar year has passed on your wealth. See Ramadan 2027 dates.
Frequently asked questions
How much is zakat?
Zakat is 2.5% (one-fortieth) of your zakatable wealth, once it is above the nisab and a lunar year has passed.
What is the nisab for zakat?
The value of about 85 g of gold or 595 g of silver, from the hadith of twenty dinars and two hundred dirhams (Sunan Abi Dawud 1573). Many use the lower silver nisab for cash.
Is zakat due on my house or car?
Zakat is not due on things you own for personal use, such as your home, car and household items. It is due on savings, gold and silver, investments and goods held for sale.
Do I subtract my debts?
Many scholars allow subtracting debts that are due now. For long-term loans such as a mortgage, views differ; this calculator asks only for amounts due now.